Fees and Receipt Deadline

[bitheerani90]

In conversation with the Mercado Pago team, we found that the seller pays an average fee of 4.49% for each transaction approved with a 14-day (D14) term for receipt, while for 30 days (D30) it drops to 4.19%. Therefore, this fee may vary depending on the type of service used and the financial volume transacted, as well as the type of installment plan offered.

There are two installment options:

Installments with interest (PCJ) – where your customers will austria mobile database the interest on the installments;
Installments without interest (PSJ) – the seller bears the costs (charged in addition to the transaction fee). Since PSJ encourages your sales, Mercado Pago offers a 15% discount so that you can make this option available to your customers.

In practice, interest-free installments (PSJ) occur as follows:

You can choose the number of installments you want to offer your customer without any additional charges. For example: 2, 5, 7, 8, 14, or 24 installments;
Your customer will pay without any additional charge and you, as the seller, will absorb the installment cost with a 15% discount.